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Banking and Finance

Our law firm offers comprehensive legal and tax support to financial institutions, particularly banks, in matters related to broad issues of granting debt financing, collateral and other banking and financial issues. We have expert knowledge and unique, long-standing experience in representing banks in disputes involving loans indexed and denominated to foreign currencies, including loans in Swiss francs (CHF) and euros (EUR). What sets us apart is our out-of-the-box approach to the case at hand and our many years of experience, gained in handling more than 10,000 cases of this kind, which allows us to effectively defend clients' interests both in court and in negotiations and mediations, including mediation proceedings before the FSC.

Our activities include:
  • representing banks in litigation with borrowers, including cases involving abusive clauses, exchange rate conversion issues and the legitimacy of claims for cancellation of loan agreements in foreign currency or Polish currency,
  • developing restructuring strategies to minimize the risk of insolvency of the opposing party, as well as managing operational risk,
  • Supporting clients in the development and implementation of settlement and negotiation programs with borrowers, particularly in the context of loans in Swiss francs, EUR or PLN, including representation before the FSA.

We offer comprehensive advice on banking regulations, financial markets and guidelines from financial regulators. We assist banks in ensuring that their procedures comply with applicable regulations on foreign currency loans, consumer protection and other aspects of banking operations. For many years, we have successfully represented banks before courts of all instances, as well as before regulatory authorities such as the Financial Supervisory Commission (FSC) and the Office of Competition and Consumer Protection (OCCP), in cases involving loans indexed and denominated to foreign currencies. We act on behalf of our clients in proceedings involving allegations of abusive clauses, violations of consumer rights and in processes related to settlements of foreign currency loans or loans in Polish currency.

We strive to resolve disputes amicably, offering our clients support in mediation and negotiations with borrowers. With our extensive knowledge of the law and market practices, we effectively negotiate settlement terms that allow banks to avoid lengthy and costly litigation. Our support includes the preparation of legal documentation, opinions and internal audits to identify and minimize risks associated with banks’ actions in the foreign currency loan market.

We strive to resolve disputes as efficiently as possible, always analyzing the situation from a business and legal perspective. We offer our clients flexible strategies to minimize the costs and risks associated with litigation. Our priority is to protect the interests of our clients and minimize the financial risks associated with litigation. With our experience and advanced knowledge of banking law, we effectively represent banks in the most difficult cases.

Our Team

Konrad Orlik ADVOCATE | MANAGING PARTNER
Paulina Grunt – Piekarska ADVOCATE | SENIOR COUNSEL
Katarzyna Strzeszewska – Lipka ADVOCATE | SENIOR COUNSEL
Krzysztof Piasecki ADVOCATE | APPROVED COMPLIANCE OFFICER | SENIOR ASSOCIATE
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